Saturday, September 16, 2017

LastPass admits it's been hacked again | Expert

LastPass admits it's been hacked again | Expert Reviews
Original post: 

LastPass admits it's been hacked again

Password manager LastPass has admitted that its servers have been hacked for the second time in four years. However, the company insists there is no evidence that the hackers have made off with users' passwords. 

In a blog post on the company's website, the LastPass CEO says the thieves managed to gain access to account email addresses, password reminders and authentication hashes. Those hashses could potentially be used to work out customers' master passwords, consequently unlocking all the passwords in users' vaults. However, because LastPass uses a particularly strong hashing routine, it's highly unlikely that the thieves will be able to crack many passwords using a brute-force attack, where the hackers attempt every conceivable password combination.

Nevertheless, the company is still taking precautions to protect customers. Anybody signing in from a new device or IP address will have to click a verification link sent by email to confirm they are the genuine account holder, unless they already use two-factor authentication. The company will also be prompting all users to change their master password. 

The master passwords that are most susceptible to a brute force attack are weak, dictionary-based entries (such as expert1, password6 or 3456789) or passwords that have been reused on other sites. LastPass is urging customers with such passwords to act quickly, although the CEO says "we are confident that you are safe on your LastPass account regardless". 

Security experts agree that LastPass customers need not be too concerned. "As always, don't panic,"  writes independent security expert, Graham Cluley on his blog. "The sky is not falling. Take sensible steps to better secure your account - LastPass's advice is good."

The big danger is that list of stolen email addresses will be used to perpetrate phishing attacks, in which LastPass customers are hoodwinked into handing over their master password. "Amongst the stolen information appears to have been a database of account email addresses - an opportunity for phishers and identity thieves to commit email-based attacks posing as the password management company," says Cluley. Those phishing emails could be even more effective if the attackers can convince users they are genuine by showing them their password reminder.

LastPass was the victim of a similar attack in 2011, after which it again forced users to change their master passwords and required extra validation when attemtping to access LastPass accounts from new IP addresses. There were no reports of widespread password theft among LastPass customers after that incident. 



^ed 

Friday, September 15, 2017


D0xxed: Jaded, Shaded, Traded and Hated. 




Jaded of the infamous LulzSec circus freak show has taken Admin privileges on my most popular pages and Wordpress sites. 



He simply declared himself Admin on G Suite and claimed my various sites and bragged about it on MY blog that he got admin on MY site. He has changed several of the passwords and tells me he has full access to my email. 



I have NO idea how or when he took over my account (I never had a functioning G Suite account) but there is evidence to suggest he first gained access since June 2011. That was the same time Abhaxas hacked into the Columbia mainframe and posted the full contents of the Columbia University directory with any and all pages associated with my account. 



This whole thing seems very shady to me and you would think google and Wordpress would require verification to prove you are indeed the proper site owner. 



At this point I feel I have a good case of fraud and impersonation not to mention stalking and harassment. 



This has been going on since the Fifty Days of Terror in June and July of 2011 where they hacked Sony, the Serious Organized Crime Agency and everyone in between. 



Their gripe with me is over my outspoken reluctance to sanction hacking companies such as MasterCard and PayPal as a valid form of activism since it is harmful to consumers like myself who writes for Yahoo and Amazon. Since I get paid in small increments for publications online that depends upon the number of site visits to my various sites across the web. 



They have actively put in measures to redirect traffic from MY site to other sites that LOOK at similar but contain malicious code using scripts embedded in my files. 



This is NOT ok. 



It goes without saying that traffic has gone down since it is being redirected to other sites without the consent or the knowledge of the reader. I think goes without saying that my PayPal account was hacked as well. Along with Yahoo, Wordpress, Blogger, Picasa, Flickr and so on and so forth. 


 


It seems odd to me that they have suddenly appeared and spend a solid five hours creating fake profiles on one of my many sites. 



He's got admin privs and one brief moment it appeared as tho he gave me Admin privs but if that was the case, I would have booted his ass out at 7:07am. 



I have NO idea how that happened. Also took over my google sites as Admin and it seems very shady to me that google doesn't make you prove you are the site owner. 



Please take this seriously. They are supporters of Wikileaks thus they took PayPal so people could not support their "hacktivist" behavior which resembles terrorism a lot more than activism. 



Even ISIS gives them a shoutout for being effective in recruiting young people online. 



They set their sites on Columbia once in 2011 and punished people like Chelsea Manning and Sabu because of their support for Julian Assange and Wikileaks. 



I was at Columbia in 2011 when the University went in DDoS. It happened while was meeting with George Schuessler regarding the security issues that became increasingly worse as their demands weren't met. 



Several of them were sent to jail and others became pop culture and I heard that a few went legit. 



I also feel that had Columbia acted with public safety in 2011 they could have a prevented a massive and life altering chain of events that has brought me here. 



There are quite a few individuals who have been targeted by AntiSec and LulzSec. 



You seldom hear from me about this because it isn't something I like to discuss since it had a huge financial, professional and emotional impact on my life. And all because they didn't like ONE post I responded to on InfoSec Island? 


It took me years and a lot of research and medication to come to terms with the fùck that perfect strangers on the internet have invested countless hours, effort and money to destro the life of a 33 year old over one blog post. I seldom admit it; except to my closest of friends because  I don't want to be viewed as emotionally damaged and tell others where it hurts. So now you've found my Achilles heel. Try not to let all the hype and fake socially engineered accounts bearing my name change the way you feel about me or my writing  it's as if five minutes of my life cancelled out the last twenty years of intense research, writing, and advocacy. And that's too bad.


People tend to have a strong response to me and my writing. They generally don't feel indifferent. They either love me, hate me, or love to hate me but the one thing they can't do is forget me. 


You want me off the web? Stop making me relevant and I'll disappear forever. But I can promise you one thing, you'll miss me when I'm gone  


ElyssaD aka Chilly Penguin 🐧 





^ed 


http://information4sale.blogspot.it/2017/09/jaded-shaded-and-hated.html?m=1

D0xed: Jaded, Shaded, Traded and Hated





September 15, 2017 


Jaded, Shaded, Traded and Hated


Jaded of the infamous LulzSec circus freak show has taken Admin privileges on my most popular pages and Wordpress sites.  He simply declared himself Admin on G Suite and claimed my various sites and bragged about it on MY blog that he got admin on MY site. He has changed several of the passwords and tells me he has full access to my email.  I have NO idea how or when he took over my account (I never had a functioning G Suite account) but there is evidence to suggest he first gained access since June 2011. That was the same time Abhaxas hacked into the Columbia mainframe and posted the full contents of the Columbia University directory with any and all pages associated with my account.  This whole thing seems very shady to me and you would think google and Wordpress would require verification to prove you are indeed the proper site owner.  At this point I feel I have a good case of fraud and impersonation not to mention stalking and harassment.  This has been going on since the Fifty Days of Terror in June and July of 2011 where they hacked Sony, the Serious Organized Crime Agency and everyone in between.  Their gripe with me is over my outspoken reluctance to sanction hacking companies such as MasterCard and PayPal as a valid form of activism since it is harmful to consumers like myself who writes for Yahoo and Amazon. Since I get paid in small increments for publications online that depends upon the number of site visits to my various sites across the web.  They have actively put in measures to redirect traffic from MY site to other sites that LOOK at similar but contain malicious code using scripts embedded in my files.  This is NOT ok.  It goes without saying that traffic has gone down since it is being redirected to other sites without the consent or the knowledge of the reader. I think goes without saying that my PayPal account was hacked as well. Along with Yahoo, Wordpress, Blogger, Picasa, Flickr and so on and so forth.    It seems odd to me that they have suddenly appeared and spend a solid five hours creating fake profiles on one of my many sites.  He's got admin privs and one brief moment it appeared as tho he gave me Admin privs but if that was the case, I would have booted his ass out at 7:07am.  I have NO idea how that happened. Also took over my google sites as Admin and it seems very shady to me that google doesn't make you prove you are the site owner.  Please take this seriously. They are supporters of Wikileaks thus they took PayPal so people could not support their "hacktivist" behavior which resembles terrorism a lot more than activism.  Even ISIS gives them a shoutout for being effective in recruiting young people online.  They set their sites on Columbia once in 2011 and punished people like Chelsea Manning and Sabu because of their support for Julian Assange and Wikileaks.   I was at Columbia in 2011 when the University went in DDoS. It happened while was meeting with George Schuessler regarding the security issues that became increasingly worse as their demands weren't met.  Several of them were sent to jail and others became pop culture and I heard that a few went legit.  I also feel that had Columbia acted with public safety in 2011 they could have a prevented a massive and life altering chain of events that has brought me here.  There are quite a few individuals who have been targeted by AntiSec and LulzSec.  You seldom hear from  ^ed

Jaded of the infamous LulzSec circus freak show has taken Admin privileges on my most popular pages and Wordpress sites. 

He simply declared himself Admin on G Suite and claimed my various sites and bragged about it on MY blog that he got admin on MY site. He has changed several of the passwords and tells me he has full access to my email. 

I have NO idea how or when he took over my account (I never had a functioning G Suite account) but there is evidence to suggest he first gained access since June 2011. That was the same time Abhaxas hacked into the Columbia mainframe and posted the full contents of the Columbia University directory with any and all pages associated with my account. 

This whole thing seems very shady to me and you would think google and Wordpress would require verification to prove you are indeed the proper site owner. 

At this point I feel I have a good case of fraud and impersonation not to mention stalking and harassment. 

This has been going on since the Fifty Days of Terror in June and July of 2011 where they hacked Sony, the Serious Organized Crime Agency and everyone in between. 

Their gripe with me is over my outspoken reluctance to sanction hacking companies such as MasterCard and PayPal as a valid form of activism since it is harmful to consumers like myself who writes for Yahoo and Amazon. Since I get paid in small increments for publications online that depends upon the number of site visits to my various sites across the web. 

They have actively put in measures to redirect traffic from MY site to other sites that LOOK at similar but contain malicious code using scripts embedded in my files. 

This is NOT ok. 

It goes without saying that traffic has gone down since it is being redirected to other sites without the consent or the knowledge of the reader. I think goes without saying that my PayPal account was hacked as well. Along with Yahoo, Wordpress, Blogger, Picasa, Flickr and so on and so forth. 

 

It seems odd to me that they have suddenly appeared and spend a solid five hours creating fake profiles on one of my many sites. 

He's got admin privs and one brief moment it appeared as tho he gave me Admin privs but if that was the case, I would have booted his ass out at 7:07am. 

I have NO idea how that happened. Also took over my google sites as Admin and it seems very shady to me that google doesn't make you prove you are the site owner. 

Please take this seriously. They are supporters of Wikileaks thus they took PayPal so people could not support their "hacktivist" behavior which resembles terrorism a lot more than activism. 

Even ISIS gives them a shoutout for being effective in recruiting young people online. 

They set their sites on Columbia once in 2011 and punished people like Chelsea Manning and Sabu because of their support for Julian Assange and Wikileaks. 

I was at Columbia in 2011 when the University went in DDoS. It happened while was meeting with George Schuessler regarding the security issues that became increasingly worse as their demands weren't met. 

Several of them were sent to jail and others became pop culture and I heard that a few went legit. 

I also feel that had Columbia acted with public safety in 2011 they could have a prevented a massive and life altering chain of events that has brought me here. 

There are quite a few individuals who have been targeted by AntiSec and LulzSec. 

You seldom hear from me about this because it isn't something I like to discuss since it had a huge financial, professional and emotional impact on my life. And all because they didn't like ONE post I responded to on InfoSec Island? 

It took me years and a lot of research and medication to come to terms with the fùck that perfect strangers on the internet have invested countless hours, effort and money to destro the life of a 33 year old over one blog post. I seldom admit it; except to my closest of friends because  I don't want to be viewed as emotionally damaged and tell others where it hurts. So now you've found my Achilles heel. Try not to let all the hype and fake socially engineered accounts bearing my name change the way you feel about me or my writing  it's as if five minutes of my life cancelled out the last twenty years of intense research, writing, and advocacy. And that's too bad.

People tend to have a strong response to me and my writing. They generally don't feel indifferent. They either love me, hate me, or love to hate me but the one thing they can't do is forget me. 

You want me off the web? Stop making me relevant and I'll disappear forever. But I can promise you one thing, you'll miss me when I'm gone  

ElyssaD aka Chilly Penguin 🐧 



^ed 

http://information4sale.blogspot.it/2017/09/jaded-shaded-and-hated.html?m=1

Trump Cuts $9 Billion from Education

DailyDDoSe: Teachers deserve a living wage not $10,46 hr at MNPS

Teachers deserve a living wage not $10,46 hr at MNPS

MNPS does not have the answers, nor does our newly elected Mayor who recently launched an aggressive media campaign to recruit new teachers willing to work within the constraints our over-regulated, under-funded public schools. This article glossed over the magnitude of the desperate situation in Metro Nashville Public Schools (MNPS).


But it does raise questions about the hiring and retention practices by the Board of Ed. The basic fact that students are not making adequate progress is a reflection of the top-down policy failure by MNPS and the Board of Ed. Students are not making adequate progress, and teachers are being shuffled around in a desperate attempt to fix a problem that they do not fully understand.

This data seems to support the need for performance based incentives such as the study on performance incentives at the National Center for Performance Incentives on the Peabody Campusat Vanderbilt University. Teachers in the experimental group receive a $15,000 bonus if their students demonstrate a pre-determined level of achievement and demonstrate proficiency. In conjunction with the RAND corporation, data will be collected twice a year: at the beginning of the academic term to establishing the baseline level of competency for each student. Data is then collecting at the end of the year to measure achievement. Several waves of data will be collected and evaluated over the next several years will be evaluated in conjunction with the RAND Corporation.

In order to fix our broken schools, we need to look at schools that work. There are in fact public schools in urban neighborhoods that are successfully educating the students despite limited budgets, supplies, and adequate funding. So what is it about these schools that allows them to successfully educate disadvantaged, at-risk students and how can we replicate their success?

As an educator employed by MNPS, I earn $10.46 / hour (without benefits) teaching at-risk students. What does this say about the fiscal priorities of our community? My graduate degree in education is from the very same university that Mayor Karl Dean attended in New York City. What does that say about our values as a society? What does that say about the value of a graduate degree from the Ivy League?
I called HR and the "Certificated Office" to inquire about obtaining a provisional teaching license and alternative certification, I was simply told that I was not eligible for alternative certification and without additional coursework, and tuition and fees, I was not deemed qualified to teach in Metro. I am not qualified to teach in Metro since, apparently, Metro "does not teach education." What a joke. To make matters worse- I had to pay them to find out that I was not even qualified to work with Head Start. I went to Head Start! Shouldn't that be enough? I find it difficult to believe that a city so desperate for teachers is not willing to bend the rules just a little or waive the application fee for anyone who is willing to work in such a hostile environment.

The state Department of Education could not offer any realistic solution to the simple fact that I cannot afford to pay the fees associated with the application fees certification requirements. If the Mayor really needs applicants, perhaps the city should comp the application fees necessary to be considered for employment. They are strangely unfamiliar with the political process, and teachers are expected to implement and carry out policies that were designed by academic professionals or educational consultants. If MNPS truly wants a better-qualified staff, then the Mayor, the Board of Education, and school administrators need to take a closer look at the methods used to recruit, retain, and reward qualified individuals willing to sacrifice their financial stability for a career in public service.

The high rate of student mobility is compounded by the constant shifting of school personnel. Many schools may just lose the few experienced, dedicated teachers they still have left have, to surrounding districts, cities, and states. Such instability in the system may even prompt the younger set to leave the profession all together and discourage future teachers from applying for jobs in Metro. Now that I realize my education was a complete waste of time and money, is it any wonder that I am ready to give up on teaching and maybe even ready to leave Nashville for good. The local hardware store has more to offer including benefits!

Everything we know about the positive outcomes in neighborhood schools is their strong reliance upon community buy-in and parental involvement. One thing that makes magnet, lottery, charter schools, parochial, and private schools so good is the fact that parents, teachers, students, and administrators fight to get in, and fight to stay there. The act of choosing, in effect, leads to an enhanced sense of community and builds a supportive, consistent, and structured environment.Calling rezoning and teacher shuffling in Metro "Project Fresh Start" is ridiculous-- it would be more accurat



^ed 

Trump Uncare

September 15, 2017

RE: Trump Un-care: Statement on Healthcare in the United States

Dear Mr. Government:
 
My name Elyssa Durant and I live in South Florida a few blocks from the winter White House
 
I moved here after I did my PhD in Health Care Policy. at Vanderbilt University where I studied under Congressman Jim Cooper and attended Law School the year Governor Rick Scott got busted for the largest Medicare fraud case in history.
 
Never though that Q-Tiip, Rick Scott would get elected for public office after that but he did twice. 
 
You are about to pass a policy that is a death sentence to approx 24 million Americans and I am one of them.
 
ATTN Senators Corker; Senator Casey, Senator Rubio:
 
As a former resident of the state of Tennessee and Pennsylvania I was registered in the 5th Congressional District of Tennessee, and in Stare College, PA where I voted in my first election in Happy Valley.
 
Despite being consistently employed as a research and policy analyst, working from contract to contract as state hogs jobs working for the state, the city as policy advisor to Governor! Bredesen I was unable to qualify for before as a contractor with Metro, DCS, Dept of Mental Health as a policy advisor to Governor Bredesen during the TennCare cuts and the transition team with Health Care and Medicare Part D .
 
I have never been without health insurance Bruce and a member of the Daniels Class.
 
I am urging you to take immediate action. PLEASE VOTE NO on Trump’s AHCA plan before it is too late.
 
As someone who has lived and voted in the state of Tennessee since 1996, I have witnessed several shifts in policy, both on the local and federal levels.
 
Governor Bredesen is currently “holding off in spending” until he learns what federal aid will become available to the residents of Tennessee.
 
Even under of the best of economic circumstances, the state has often been reluctant to release state monies until they are in physical receipt of all federal matching dollars. This delays program implementation and compromises the integrity of the research design.
 
Consistency is a critical component of effective program development and design. If we hold back state funds until the Feds work put the details of this enormous, comprehensive package, our current programs will suffer as a result.
 
We cannot wait for a determination regarding federal funding before we to determine our state’s budget while the programs throw already are suffering financially.
 
When I was twenty-two years old I developed a medical condition, and it quickly became obvious to me that it would be a lifelong struggle to cope and adapt to having physical disability.
 
I purchased three independent policies, and was still covered under a terminal liability clause under a major medical ERISA (federal) plan.
 
As someone who also needed to turn to federal funds and intervention in a crisis, I know that if or when help does arrive, it usually too late.
 
That did not work. Let me assure you that when it comes to withholding critical items like food, housing, social services, it adds up exponentially. Withholding medical care simply because of procedure and bureaucratic red tape, is shameful and cruel.
 
The money is there, but it seems there should be a certain level of oversight and accountability if we expect it to be used effectively without delay and without excessive administrative delay and costs.
 
We need to have some level of accountability to ensure the timely and proper disbursement of funds. In my experience, there is little recourse for person’s individuals who are caught up in the complicated payment arrangements, complicated language, and the systematic, procedural delay when it comes to the processing and payment of claims.
 
Let me personally assure you, there is a very real human cost here as well… and unless there is immediate intervention, much more than just money will be lost.
 
Please sign the bill before any more jobs, homes, and future are ruined by because help did not fast enough. Please release the funds, because we are running out of time.
 
At 36 my spinal cord is damaged from years of delayed, sub-standard medical treatment as I attempted to navigate a system that simply does not work. I owe the federal government $179,982.00 in student loans.
 
When I am able to work, I make $10.46/hour as a substitute teacher in MNPS. That job comes with no security and no benefits.
 
I have an advanced master’s degree from an Ivy League Institution. I am nine credits shy of a Ph.D.… in public policy.
 
Despite having maintained a 3.83 grade point average while earning my masters, and just over 3.2 during the three years I was enrolled full time in a doctoral program.
 
Despite having comparable coverage, the insurance company refused to give me COBRA and would not cover my pre-existing condition even through both Columbia and Vanderbilt Universities used the same underwriters for student medical insurance: Checkering US HealthScare.
 
I had no break in coverage, and even purchased a private HMO (Oxford) plan that cost several hundred dollars each month just so I could prevent becoming uninsurable before my 25th birthday.
 
Wrong.
 
Not only did I continue to pay for all three policies, I also had to pay for treatment and STILL wound up on TennCare and Medicaid.
 
Despite doing all the “right” things, I was still unable to transfer benefits from one graduate school to the next.
 
I am telling you this because it demonstrates the disconnect between policy development, implementation, and the need for regulation. When left to their own devices, insurance companies will not and have not done the right thing.
 
They consistently deny legitimate claims, and complicate the appeals process to make it some difficult that even healthy people find it difficult to keep up with.
 
Despite considerable efforts for intervention, each and every agency I contacted was unable to intervene and enforce public law.
They clearly identified the problem in a letter I received that says, “While I sympathize with your dilemma, the Insurance Department does not have the authority to override the terms of this contract.”
 
Executives and attorneys employed by the insurance department companies, HMOs, and utilization review are fully aware of this fact, and recognize that although they are breaking the terms of the contract, the likelihood for any real intervention is marginal at best.
 
The only recourse for a person who has been mistreated (both legally, professionally, and ethically) by large insurers is in the judicial system.
 
Because of complicated legal maneuvering and the complicated labyrinth that s insurance law, there are stipulations in federal law, such as COBRA and ERISA that prevent the states regulatory authority (of which there is none) from taking action.
 
This is true of Medicaid (TennCare) populations as we’ll l. Historically, Medicaid recipients were protected by a federal law, but the state of Tennessee filed for a federal waiver that now protects them from honoring the basic stipulations that were set forth in the Medicaid Act of 1965.
 
The Daniels Class is latest casualty of such manoeuvring and resulted from a decision to vacate protections for SSI recipients in receiving Medicaid in the state of Tennessee.
 
As many as 150,000 TennCare beneficiaries are at risk of losing their health care coverage. This is it addition to the 270,000 that lost their coverage in 2005.
 
How can we possibly support Governor Phil Bredesen for a cabinet position in the new Obama administration?
 
He is not a champion of civil protection’s, he is a product and a reflection of the corrupt, for profit health care system that has not worked for Tennessee and will not work for America.
 
Now that Tennessee will be receiving additional funding from the federal government, it is the best interest of our state and our country to protect the public from falling victim of the health care industry.
 
We should not sacrifice the Daniels Class or any other protected class– or any resident of our state to be subjected to the subjective guidelines that determine eligibility and disability.
 
With more and more people losing their jobs, it goes without saying that many will be left without employer sponsored health insurance for themselves and their families.
 
COBRA is prohibitively expensive and since TennCare is now closed, many people will be forced to go without coverage.
 
For those who manage to keep their TennCare or other form of health care coverage, they will have to pay more due to adverse selection and the simple fact that they will disproportionately carry the financial burden of the growing number of uninsured.
 
This is not a value judgment; it is just business.
 
The business model has no place in the health care system.
 
The only way for insurance companies to profit is by (1) denying payment for services or (2) shifting the cost of the debt onto the individual consumers by raising premiums.
 
What this ultimately amounts to is a large number of uninsured or uninsured individuals who cannot afford to pay the insurance premiums or the outrageous cost of medical care in his country.
 
Hospital such as Vanderbilt continue to stay afloat because they do not negotiate cost of care when it comes to providing care.
 
You can schedule an appointment only after insurance or credit history has been verified by the billing department, and if you’re lucky the insurance company might actually pay the claim.
 
In the event that they either reject the initial claim (not uncommon) for any number of reasons, and the payment or appeals process takes longer than 90 days (depending on the rules of the treatment facility and the billing department) you will be sued.
 
You will be contacted by a collection agency, and you will have held responsible for the payment.
 
Even if the appeal does go through, you will then have to request reimbursement by proving to them that there was a duplication of benefits.
 
This requires the tedious task of contacting someone in utilization review to review your claim, and forward all EOBs (Explanation of Benefits) so you can prove that there was an overpayment or duplicate payment.
 
How much time do you have???
 
Now let’s say for a moment that you did not lapse on your policy, maintained comparable and continuous coverage even if you did lose your job.
 
Or, instead perhaps you employers are managed to wait out the time waiting mandatory before you could enroll and then receive benefits.
 
Say you are super responsible citizen, and decide to even purchase a plan that offers interim, temporary coverage in the event that something just might happen during those 90 days before the new policy kicks in, or maybe if you have COBRA coverage with an 18-month extension.
 
You think your covered? Nope.
 
In the event that either of the other two policies (COBRA or your new policy with your new employer) they will send the bill to you. Chances are that you will appeal, and appeal, and appeal, and you may even win.
 
But it will probably take about 18 months and you will probably get so frustrated (or sick) that may, in fact, just wind up paying the fucking bill.
 
They know this.
 
They know that we, as a people, tend to be rather complacent and lack the fortitude, patience and commitment to follow through all the easy to the end. You have appealed and a final judgment is made.
 
Great!
 
Now good luck getting the money back.
 
Alternatively, in the event that one or both policies just happen to approve the claim right away.
 
The excessive cost of medical care, allowing from the s simply the only way insurance companies can continue to profit is by it is one we already know how insurance, majority of people will most people will be left without of the and seek to limit access to health care.
 
I have not been granted any leniency by extending the amount or time permitted to complete my degree– or allow me to transfer the credits towards another program at the same institution, and ultimately left me financially devastated and emotionally bankrupt.
 
Throughout the three-year process of filing medical appeal after the next, I acquired over 1/4 million dollars in debt due the student loans I needed to pay for my un reimbursed medical expenses.
 
My life will never be the same.
 
My heart will never be the same.
 
And now once again, I face losing my healthcare that I fought so hard to get?
 
Where is the safety net?
 
Where is the American Dream I so diligently chased after?
 
What was the point of investing so much in a future that I can never enjoy?
 
How can the you justify spending so money much on an education that will never be utilised?
 
I understand the how I just don’t understand why.
 
Maybe one of these days Vanderbilt University and the Department of Education will realize it might be cheaper to hire me that harass me.
 
I need a real paying job, but with the sky rocketing unemployment rate, it looks as though I will have a lot of competition.
 
Please do something and do it quick. I would not wish this experience on my worst nightmare.
 
Sincerely yours,
 
Elyssa D. Durant
Research & Policy Analyst





-- 
Elyssa Durant, Ed.M.
Nashville, Tennessee



"You may not care how much I know, but you don't know how much I care."



______________________________